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There
are basically 3 types of car insurance available in today’s
market:
Third party only(TPO) – This
is the most basic insurance cover you can get, it provides
the following:
-
Liability cover for Third Parties (Injuries
to Third Parties and Damage to Third Party Property).
-
Liability cover for Passengers (For the
damage they cause, as a Third Party)
Emergency Treatment
-
Legal Expenses
-
Liability cover for Trailers
-
Foreign Travel Cover
Third party Fire & Theft (TPFT) – This
is the same as above with the following extras:
-
Cover for Fire, Lightning, Explosion, Theft,
Attempted Theft, Taking without consent.
-
Cover for Accessories, fitted onto the car,
or, stored in the garage.
-
Delivery after repair
-
Storage
-
Towing
Fully Comprehensive (also known as Comp) –
This form of cover includes all of the benefits above and the
following:
-
Cover for Storm, Flood, Vandalism, Malicious
Damage, Accidental Damage
-
Variable Excesses dependent on choice and/or
age of driver
-
Medical Expenses Cover *
-
Personal Effects Cover *
-
Death or Injury Cover *
*Insurers Terms & Conditions Apply
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